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No PMI. No closing costs.
Getting Home Loans without PMI
In general, having insurance is not a bad thing. But private mortgage insurance (PMI) doesn’t protect you, the borrower. Instead, being required to carry PMI can increase your payment by hundreds of dollars per month and thousands of dollars per year.
We Believe
Ed Baldwin believes in making home loans affordable for everyone. That’s why he specializes in decreasing the cost of homeownership for you. With other lenders, you will be required to come up with a 20% down payment to get out of PMI, but Ed Baldwin Home Loans is different.
Keeping Your Home Loan Affordable
In addition to saving you money by eliminating private mortgage insurance for you, Ed goes even further in making your home loan affordable. In fact, Ed offers loans that have no closing costs at all. As you probably realize, closing costs can quickly add up to several thousand dollars.
How Much House Can You Afford?
When you eliminate PMI and closing costs, your mortgage payment will be significantly lower than you expected. Consequently, you may be able to afford a nicer house. Ed Baldwin is here to help you get into your dream home in the Kansas City metro or anywhere in the states of Kansas or Missouri.
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Contact Information
12980 Metcalf Ave. Suite 100
Overland Park, KS 66213
KS License #MC.0001467
Ed Baldwin NMLS #278436
Missouri Branch #09-1656
Missouri Ed Baldwin #17-41-MLO